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CRITICAL ILLNESS PROTECTION
The Critical Illness Protection policy brings the three, direct payment products of Critical Illness, Cancer, and Heart Attack & Stroke insurance into one family. From a consumer perspective, this full-scale policy offers numerous price points and options to fit almost any situation or budget. There are only two ways to get critical illness protection.
2 WAYS TO GET CRITICAL ILLNESS PROTECTIONS
- SEPARATE POLICY- This policy covers only critical illnesses like cancer, stroke, and heart attacks. This policy pays a one-time lump sum for any covered heart attack, stroke, or cancer diagnosis.
- LIFE INSURANCE POLICY- Critical illness protection is a provision of some life policies that pay a lump sum benefit in the case you have a heart attack, stroke, or diagnosed with cancer. These benefits are called living benefits because you don't have to die to use a portion of your life insurance benefits. Set an appointment to descuse how this policy can benefit you and your family.
LIFE INSURANCE
Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose. There are many types of life insurance that will provide you with the right choice for any situation you want. Below is a list of some of the types of life insurance. If you would like more information about life insurance, book an appointment or call 601-513-5043
Life Insurance
- Whole Life
- Term
- IUL
- GUL
- 20 Pay
- 10 Pay